Last modified on 13 March 2012, at 01:11

The Computer Revolution/Security/The Fair and Accurate Credit Transactions Act

FACTA (The Fair and Accurate Credit Transactions Act): enables all Americans to get a free copy of their credit report, upon request, each year from the three major consumer credit bureaus. There reports contain information about inquiries related to new accounts requested in your name, as well as delinquent balances or other negative reports. Most security experts recommend ordering a full credit history on yourself a few times a year to check for accounts listed in your name that you did not open and any other problems. For another tool to help protect identity theft, use online financial alerts.